Voice expense tracker: just say it, budget done

The #1 reason people quit tracking expenses: logging them is a chore. Spreadsheets at night, apps with ten fields, manual categories. With Fetch, logging an expense takes as long as saying a sentence — you speak, the AI understands, categorizes, and adds it to your budget.

How it works

1. Speak naturally. "Spent $12 on lunch and $45 on groceries." Several expenses in one breath, phrased however you like.
2. The AI understands. Amount, merchant, and category extracted automatically. Ambiguous? It asks.
3. Budget updated. You instantly see where the month stands, by category — with an early warning before you overspend.

Phrases that just work

• "Spent $12 on lunch, $45 on groceries."
• "20 bucks for gas this morning."
• "Paid the gym membership."
• "Coffee 4.50, parking 8."

On the street, in the car, in a checkout line: 30 seconds a day is all it takes for expense tracking to become a habit.

Voice is one of three ways in

• Snap a receipt — the AI reads and logs it in about 5 seconds.
• Voice or text — for everything without a receipt: parking, cash, splitting the bill.
• Upload a statement — PDF or photo, every transaction categorized automatically, no bank login required.

All three land in the same budget, in your currency — with automatic conversion across 170+.

Frequently asked questions

How does voice expense tracking work?

You speak naturally — "spent $12 on lunch and $45 on groceries" — and the AI turns your words into categorized transactions, already counted in your budget. You can dictate several expenses at once.

Do I have to phrase things a specific way?

No. Say it your way: "20 bucks for gas", "paid the gym". The AI understands natural language and asks if something's missing.

What if I can't speak right now?

Type the same sentence, snap a photo of the receipt, or upload a bank statement. Every path lands in the same budget.

Does it need my bank account?

No. Fetch works without bank linking — no credentials, no aggregators. It works with any bank, cash included, in 170+ currencies.

Is Fetch free?

Free to start. Download it and dictate your first expense in seconds.